For many Toronto buyers and investors, owning a property is a significant milestone and a long-term investment. However, the path to homeownership can be challenging, especially considering the fluctuating Toronto real estate market and various mortgage options available. One particular mortgage option gaining popularity in Toronto Ontario, Canada...
As Realtors, we are paid once the deal is closed, that’s it. When you are with us, that is only 1/10th of the value we bring to you. It’s what you don’t see that really makes using a realtor valuable. It’s not just opening doors. It’s the continuing education, the market knowledge, our network and so much more...
I say this all the time, but I am aware this isn’t easy. I always give the advice to move home, live with your family for as long as possible and save every penny. I joke about this because I do love my family, however I couldn’t last one weekend moving back home! What I want to make clear here is you do not need 20% of...
Once you have a realtor in mind, google them! Check out their website! Read their bio, see what life/work/accomplishments they have and see if you think this is the type of person you want to work with
Do a Social Media Check
The number of followers is not always the most important thing. However, you do want the most amount of eyes...
The Office of the Superintendent of Financial Institutions (OSFI) has proposed a hike in the qualifying rate for uninsured mortgages - the stress test to be faced by homebuyers.
The increasing qualifying rate is the step to ensure that borrowers can pay mortgages at a higher rate of interest if it still rises further.
If you’re thinking of buying a home, this 12-step plan will help to guide you in the right direction. But before we jump right in, you have to make sure three things are ready: you, your bank account, and the real estate market.
Are you ready? Be sure.
Owning the roof over your head will bring you great pride, bu...
